Social Security Payment for November 2025
November marks the final stretch of the fiscal year, bringing the penultimate Social Security payment of 2025 for millions of beneficiaries.
Although most payments are distributed throughout the weeks based on birth dates, the November 3 deposit is reserved for a specific group of retirees.
The exact amount each retiree receives varies, as the Social Security Administration (SSA) calculates benefits on an individual basis, considering each person's lifetime earnings history, specifically the 35 years with the highest earnings.
The calculation is based on each person's lifetime earnings history, specifically the 35 years in which they earned the most.
Author's summary: Social Security payment details for November 2025.