Nationwide Cuts Rates Across Mortgage Range
Nationwide has reduced mortgage rates by up to 0.25 percentage points for both new and existing customers. These cuts apply to two, three, five, and 10-year fixed-rate products and take effect from Wednesday, 5 November.
Lower Rates Benefit Various Borrowers
- First-time buyers
- Home movers
- Those looking to remortgage and switch
Market-Leading Rates for Moving Customers
The lowest rate is now 3.64%, offered to new and existing customers moving home who choose a two-year fixed-rate mortgage at 60% Loan-to-Value (LTV) with a £1,499 fee.
Rate Reductions by Customer Type
- Existing and new customers moving home: rate cuts up to 0.24% on fixed-rate products up to 95% LTV.
- Remortgage customers: reductions up to 0.25% on fixed-rate products up to 95% LTV.
- Switchers (existing Nationwide customers nearing deal end): rate reductions also applied.
"The latest changes again demonstrate how Nationwide continues to offer existing customers who are moving home the same or lower rate than the equivalent rates available for new customers."
Nationwide is now providing sub-4% mortgage rates to all borrower types, reinforcing its competitive position in the market.
Summary
Nationwide’s recent mortgage rate cuts make it a strong option for many borrowers, delivering market-leading rates especially for those moving home or refinancing.
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