Latest News About Capital One Class Action Settlement

Here are the main recent developments in Capital One class action settlements, based on current reporting:

$425 million “360 Savings” interest-rate settlement (largest)

• What it’s about: A class action alleging Capital One kept interest rates lower than customers should have earned (in particular, in relation to Capital One’s 360 Performance Savings).[3]
• Settlement size: The settlement is reported as $425 million.[3]
• Eligibility window (reported): To qualify, you generally needed a Capital One 360 Savings account during the class period described in coverage (reported as starting around Sept. 18, 2019, and ending around June 2025, depending on the article’s details).[3]
• Action/claim status: Many reports say you do not need to submit a claim to be considered, since class members are typically included automatically.[5]
• Court approval timing: Articles also note the settlement was pending judicial approval, with a hearing scheduled (reported as Nov. 6, 2025 in the coverage).[3]

$2.4 million FCRA “deceased consumers” settlement

• What it’s about: A separate class action settlement involving allegations tied to Fair Credit Reporting Act (FCRA) issues—specifically, claims that Capital One failed to investigate disputes where consumers were allegedly marked deceased.[2]
• Settlement size: Reported as $2.4 million.[2]
• Deadlines and approval: Reporting indicates there were exclusion/objection deadlines and a final approval hearing date, with payments beginning only after final approval and appeals (details vary by article).[4]

If you tell me which one

If you share which settlement you mean (the $425M 360 Savings one vs the $2.4M FCRA one) and roughly when you had the account, I can help you identify what to check (eligibility window, whether a claim is required, and what deadlines matter).