Latest News About UK to charge interest on ISA cash from 2027

The UK tax authority HMRC will impose a new charge when the rule starts in April 2027. Cash held inside stocks and shares ISAs will incur a 22% tax on any returns earned. The measure aims at savers who keep cash in these tax‑free wrappers. It aims to stop the practice of using ISAs as a shelter for interest without market risk. Existing cash balances will be subject to the charge from the start date. The change will impact new and existing accounts alike.

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